Terms of Service

Please read these Terms of Service ("Terms", "Terms of Service") carefully before using the CalculateNow website operated by CalculateNow ("us", "we", or "our").

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

1. Use of Our Service

CalculateNow provides various financial calculators and tools for informational purposes only. The calculators are designed to provide estimates and should not be considered as financial advice.

By using our Service, you agree to:

• Use the calculators for personal, non-commercial purposes only
• Not modify, copy, or distribute the calculators or any part of our website
• Not use the calculators for any illegal or unauthorized purpose
• Not interfere with or disrupt the integrity or performance of the Service

2. Disclaimer

The information provided by our calculators is for general informational and educational purposes only and is not a substitute for professional advice. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the calculators or the information, products, services, or related graphics contained on the website for any purpose.

Any reliance you place on such information is therefore strictly at your own risk. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of our calculators.

3. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of CalculateNow and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of CalculateNow.

4. Links to Other Web Sites

Our Service may contain links to third-party web sites or services that are not owned or controlled by CalculateNow. CalculateNow has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party web sites or services. You further acknowledge and agree that CalculateNow shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such web sites or services.

5. Termination

We may terminate or suspend your access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

6. Limitation of Liability

In no event shall CalculateNow, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Service
• Any conduct or content of any third party on the Service
• Any content obtained from the Service
• Unauthorized access, use, or alteration of your transmissions or content

7. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Service.

8. Contact Us

If you have any questions about these Terms, please contact us at:

Email: legal@calculatenow.online

Last Updated: January 1, 2025